When do i apply for social security benefits




















To apply for survivor benefits , make sure you have:. The SSDI process also includes an interview, in person or by phone. Supplemental Security Income SSI — a program administered but not funded by Social Security that pays benefits to low-income people who are over 65, blind or disabled — has document requirements related to financial need as well as personal information.

These may include:. Find the answers to the most common Social Security questions such as when to claim, how to maximize your retirement benefits and more. You are leaving AARP. Please return to AARP. You'll start receiving the latest news, benefits, events, and programs related to AARP's mission to empower people to choose how they live as they age.

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In the meantime, please feel free to search for ways to make a difference in your community at www. Javascript must be enabled to use this site. Please enable Javascript in your browser and try again. Now Reading:. Membership My Account. Rewards for Good. Getting Benefits. Benefits and Your Income. Benefits for Spouses. Benefits for Dependents, Survivors, After Divoce. Immigrants, Non-Citizens, Americans Abroad. Smart Benefits Strategies.

Retirement Planning Social Security. Table of Contents Expand. The Application Process. Key Takeaway For Social Security income, the youngest age when you can apply is 61 years and nine months old. You would then receive your first Social Security check four months later—the month after your 62nd birthday. While it typically takes several weeks to process a new application, some may be approved in the same month when you apply.

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Investopedia does not include all offers available in the marketplace. Related Articles. Partner Links. Social Security benefits are payments made to qualified retirees and disabled people, and to their spouses, children, and survivors.

Full Retirement Age FRA The full retirement age is the age at which people can receive full retirement benefits upon leaving the workforce. Social Security Definition Social Security is a federally run insurance program that provides benefits to many American retirees, their survivors, and workers who become disabled.

What Is Retirement? Retirement refers to the time of life when one chooses to permanently leave the workforce behind. Are you widowed? Are you still working or fully retired? Do you have other sources of retirement income that could bridge the time between retirement and a later application for Social Security? Do you have good health and family history that shows longevity?

Generally, the day of the month you receive your benefit depends on your birthday, or that of the person on whose record you're collecting benefits: If the birthday is between the 1st and the 10th of the month, you will receive your first payment on the second Wednesday of the month after that birthday.

If the birthday is between the 11th and the 20th, you will receive your payment on the third Wednesday of the following month. If the birthday is between the 21st and the end of the month, you will receive your payment on the fourth Wednesday of the following month.

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